Retail Commercial Property Loans

At Aspen Capital Solutions, we know retail real estate requires more than a one-size-fits-all loan. From single-tenant NNN properties with long-term stability to complex shopping centers and malls with diverse tenant mixes, we deliver customized financing solutions to help investors, developers, and owner-operators succeed.
Our team works with a wide range of national, regional, and private capital sources, giving us the flexibility to structure debt that aligns with both your property’s needs and your long-term investment strategy.

Property Types We Finance

• Single-Tenant Retail (NNN Lease) – Stable income backed by strong tenant credit.
• Multi-Tenant Retail Centers – Neighborhood, community, and strip malls.
• Grocery-Anchored Centers – Anchored by national grocers with strong traffic pull.
• Lifestyle & Outlet Centers – Experiential and specialty-driven retail hubs.
• Regional & Super-Regional Malls – Complex capital structures for high-value assets.
• Redevelopment & Repositioning Projects – Converting or upgrading underperforming properties.

Financing Programs

• Permanent Loans – Long-term financing through agency, CMBS, and life company platforms.
• Bridge & Value-Add Loans – Flexible capital for properties in transition or lease-up.
• Construction Loans – Ground-up or redevelopment with tailored draw schedules.
• Refinancing & Recapitalization – Unlock equity, reduce interest expenses, or restructure debt.

Our Approach

Financing retail requires a lender who understands:

• Tenant Credit Strength – Evaluating the long-term stability of anchor and in-line tenants.
• Occupancy & Absorption Trends – Tracking demand across primary and secondary markets.
• Lease Structures – From triple-net leases to percentage-rent agreements.
• Value-Add Strategies – Renovations, re-tenanting, and repositioning to enhance NOI.

Aspen Capital Solutions combines data-driven underwriting with deep industry relationships, ensuring your loan supports both short-term project execution and long-term asset performance.

Why Choose Aspen Capital Solutions for Retail Financing?

• Proven experience with single-tenant, multi-tenant, and large-scale retail assets.
• Access to agency, CMBS, balance sheet, and private capital sources.
• Creative financing for transitional or complex properties.
• A relationship-driven process that delivers speed, clarity, and execution.

At Aspen Capital Solutions, your retail financing is more than just a transaction — it’s a strategic partnership designed to maximize your investment potential.